Crypto payment fee calculator
Enter your monthly sales volume to see the commission, withdrawal fees and how much you could save compared with card payments.
Free · no sign-upHow to use it
- Enter your monthly sales volume in USD.
- Enter the commission rate. The starting rate is 0.4%; your own rate is set when your application is approved.
- Choose how often you withdraw and in which coin.
- Enter your current card processing rate to compare.
What crypto payments cost
There are two main costs: the platform commission on each payment you receive, and the withdrawal fee when you move your balance to your own wallet. MercanPay commission starts from 0.4% and is set per business; withdrawals cost 1–3 USD. Network fees are included in what the customer pays and are not deducted from your balance.
Lower your withdrawal costs
The withdrawal fee is charged per withdrawal, so letting your balance grow and withdrawing less often lowers the total. Change the number of withdrawals in the calculator to see the difference.
Compared with card payments
Card payments come with chargeback risk and payout holds on top of the rate. A crypto transfer can't be reversed by the payer, and payments are final in about a minute. The card rate in the calculator is only an example; enter the rate from your own contract for a real comparison.
Frequently asked questions
Is the result exact?
No, it's an estimate. Your own commission rate appears in your panel once your application is approved; use that for exact numbers.
Who pays the network fee?
Network fees are included in the amount the customer pays and are not deducted from your balance.
Is there a minimum?
Yes. The minimum invoice is 10 USD and the minimum withdrawal is worth 10 USD.
Does it calculate tax?
No. For tax and accounting questions, consult your legal or financial advisor.
Get your rate and start today
Apply in minutes and see your own rate in the panel.